Dwelling Policy

This policy protects owners and tenants against main dwelling and other structure damages, dwelling contents and extra maintenance expenses caused by covered hazards.

Clients can choose from basic hazard coverage (fire, storm, vandalism), expanded hazard coverage, and special hazards coverage.

Earthquake hazard coverage is optional on all abovementioned alternatives. Flood hazard insurance is not available under dwelling policies. Flood insurance is only available through the Federal Flood Insurance Program. If you are interested in acquiring this particular policy, please contact any of our branch offices or agencies.

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